One of the most critical components of processing credit, debit, prepaid, and mobile transactions is the successful exchange of funds among all transaction participants. The settlement of electronic payment transactions must occur every day, for every transaction. During the last few years, the settlement process has become very complex because transaction volumes, transaction methods, and transaction participants have been increasing at a rapid pace. As a result, the settlement of all transaction types between all transaction participants is not an easy task. Especially since it is critical that the settlement process is 100% accurate and is completed within strict settlement windows.

BHMI is the creator of Concourse – Extended Settlement, a PCI (PA-DSS) compliant software solution that takes the risk out of settlement processing and funds movement. It is a rules-based, continuous processing solution that is helping companies:

• Improve financial performance
• Reduce operational costs
• Easily adapt to change
• Improve customer loyalty

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